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Car Buying Network

Our network connects credit unions with dealerships in 49 states including Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Montana, Nebraska, North Carolina, Nebraska, Nevada, New Hampshire, New Mexico, New Jersey, New York, North Dakota, Oklahoma, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.

car buying network

By coming to the CUDL AutoSMART website, you have taken the first step in helping yourself to find a better deal on your next vehicle purchase. By taking advantage of the information and resources available on the website we hope to make your auto buying experience easier and more satisfying, as well

If your dealership is in the Chase network but you can't find it using thedealer locator tool, you'll need to apply directly with the dealership. If your dealership isn't in the Chase network, you can't apply for financing with Chase.

Yes, the Chase local dealer network extends beyond those that offer online inventory. Chase financing is available whether you shop and finance online with Chase, or shop and finance in the traditional way through an in-person Chase network dealer.

1To finance a new or used car with your dealer through JPMorgan Chase Bank, N.A. ("Chase"), you must purchase your car from a dealer in the Chase network. The dealer will be the original creditor and assign the financing to Chase. All applications are subject to credit approval by Chase. Additional terms and conditions apply, such as vehicle make, age and mileage. Your lock applies only to the specific vehicle and terms you requested; any changes may result in a rate change.

Which of these two paths to new-car ownership results in a lower price? And which will be the more pleasant buying experience? More importantly, which one will take the least amount of time? It's the internet path. Hands down. Here's an example to illustrate this point.

While the internet approach clearly offers advantages to many consumers, some buyers are still more comfortable buying the traditional way: physically going to the car lot. Maybe you want the salesperson's recommendations on selection of the right model and features, a face-to-face sales pitch and some hand-holding during the buying process. If the salesperson truly is an expert in the car's features, this approach can be helpful. You just need to have done your homework to ensure the deal is a fair one. Just know that the route to a fair price might be a longer one.

To be fair to dealerships, they do provide important services. They offer a distribution and service network, which is vital to both manufacturers and car buyers. They offer buyers the ability to check out, test drive, and learn about cars at their facilities, which really do cost a lot when it comes to real estate, inventory, and manpower. If the manufacturer recalls something, there are thousands of local dealerships across the nation there to fix the problem. They also, of course, create tons of jobs in local communities.

The new rules the FTC proposes include a ban on deceptive advertising in which dealerships market cars as way cheaper than they actually intend to sell them for; a ban on "junk fees for fraudulent add-on products and services that provide no benefit to the consumer"; and a requirement that dealerships disclose upfront all costs and conditions for buying their vehicles.

CompanyType of ServiceCostType of CarsAAAFree-with-membership (powered by TrueCar)Free with AAA membershipNew and usedAARPFree-with-membership (powered by TrueCar)Free with AARP membershipNew and usedAllstateFree-with-membership (powered by TrueCar)FreeNew and usedAmerican ExpressFree-with-membership (powered by TrueCar)FreeNew and usedConsumer ReportsFree-with-membership (powered by TrueCar)Free with Consumer Reports membershipNew and usedCostcoFree-with-membership (independent network)Free with Costco membershipNewCredit UnionsFree-with-membership (networks and partnerships vary)Free with accountNew and/or usedGEICOFree-with-membership (powered by TrueCar)FreeNew and usedSam's ClubFree-with-membership (powered by TrueCar)Free with Sam's Club membershipNew and usedCarBargainsConcierge$250NewAuthority AutoConcierge$200 initially & a percentage of what you've saved compared to MSRP. NewCarvanaUsed car retailerFreeUsedCarMaxUsed car retailerFreeUsed

Car-buying services can be a great option. You can browse available selections across multiple dealerships and get access to upfront discounted pricing in some cases. Additionally, you may be able to purchase the car entirely online and have it delivered to your door.

Our nationwide network of certified dealers gives GEICO Car Buying Service members a free online tool to help you compare prices and specifications of both new and used vehicles. It's easy to browse by make, model, cost, mileage, location, and get a haggle-free price that eliminates hidden surprises and fees.

Not ready to buy? Need more help? See our Car Buying Resources for information on buying a vehicle. The GEICO Car Buying Service lets you enjoy the same kind of great discounts that you already receive with cheap car insurance from GEICO.

Between 1/1/19 and 12/31/19, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through the GEICO Auto Buying Program and who were identified as buying a new vehicle from that Certified Dealer was $3,166. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer's trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.

The AARP Auto Buying Program offers digital car-buying tools and information to give you a positive experience from start to finish. The program empowers you to build and search for your next car with the newest vehicle technologies and safety features while providing you with savings off the manufacturer's suggested retail price (MSRP) on new vehicles and discounts for AARP members on select used vehicles.

SEATTLE--Aug. 23, 2000--Leading online retailer ( today announced that it will launch a new-car buying service Thursday, providing customers with a superior car-buying experience backed by service and support from an expansive network of premier auto dealers affiliated with Amazon partner

This innovative partnership takes the hassle out of buying a new car by offering shoppers access to's proven services, including up-front, no-haggle pricing; one-stop shopping for convenient financing and trade-in options; a personal account manager for each customer; and top quality local dealers for delivery, after-purchase support and service. Car buyers can browse and search by make or model, or compare two cars side by side in Greenlight's Showroom. Consumers can also specify the precise options they want and configure their car online.

"We're excited to be involved in this emerging industry online," said Jeff Bezos, founder and CEO of "Greenlight combines the interests of all parties -- the customers, the dealers and the manufacturers -- producing a simple and fast buying experience for customers."

"I've focused my 20 year career -- from Saturn to Saab to Greenlight -- on improving the car-buying experience," said Joel Manby, CEO of "I am thrilled to introduce's 23 million experienced online shoppers to the best car buying experience available. By combining our local dealer network with a simple and convenient online buying site, consumers will be able to feel great about buying a car through Amazon's exclusive new cars partner," was founded in 1999 to bring to new car buying the same convenience, confidence and simplicity that online shopping has brought to other consumer goods. has developed a true click and mortar model -- combining an online buying experience with the nation's strongest network of local dealers. simplifies the buying process by giving consumers low, upfront pricing, the ability to get the exact car they want, a dedicated live account manager, and support from Greenlight's network of local dealers where and when it is needed.

Many car buyers still prefer the old method of car shopping over the digital way, however. Find out here if buying cars online might be a great method for you - or not worth the hassle. And make sure you're covered with affordable car insurance.

The car buying advisers and consumer advocates at Edmunds, Popular Mechanics and Kelley Blue Book all recommend, at the very least, to "shop" for your next car online. This is actually less like shopping and more like research.

Buying cars online can save you time and effort, but don't let the impersonal nature of the Internet discourage you from contacting the dealer by phone. Most dealerships have entire online car buying sales departments (or at least one rep they assign to online purchases). Be sure to call the dealer and speak to that person. Sometimes dealers will only give you an online price quote if you contact them by email or phone. 041b061a72


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