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Fake Paytm apps are malicious versions of the legitimate Paytm application, designed to deceive users into providing sensitive information such as bank details, passwords, or OTPs. These apps often mimic the original Paytm interface, making it hard for unsuspecting users to differentiate. Once installed, they can steal personal data or manipulate transactions, leading to financial losses. Users should always download Paytm from official app stores like Google Play or Apple App Store and avoid APKs from untrusted sources. Staying vigilant against these fake apps is crucial for protecting personal and financial information.